Live for Yourself
You are unduly concerned with circumstances that life throws at you or what others may think of you
Do not seek anyone’s certificate for your behaviour. The only reason why you buckle under the pressure of worldly trials is, because you allow your life to be dictated by the praise and criticism of society. Perhaps you are not wealthy. So what? Why must you borrow money just to put on a show of wealth and then land yourself in the unenviable position of a perpetual borrower.
Your problem is not lack of comforts. May be you are personally prepared to lead a simple life. But you are unduly concerned with circumstances that life throws at you or what others may think of you. Until you change this attitude, you will never lead a peaceful life. You are presently living for others - not for yourself.
You have to go through your karmas to rise above them. There is no shortcut to this.